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2To qualify for the 6-month introductory fee of 1.95%, borrower must be a new First Republic Financial institution enterprise account consumer. After 6 months, the curiosity rate will mechanically revert to the variable or mounted fee identified in borrower’s mortgage agreement. Variable curiosity charges might vary between 2.25% and 5.25%, subject to the Prime Rate and other circumstances described in footnote 3. See footnote 5 for mounted fee info. Provide for the introductory rate is valid for functions by way of 06/30/2022 and is subject to change without notice. Ask your banker for particulars.

This entire course of took a long time because halfway via the discussions, I was advised I needed to eliminate some debt so that my debt-to-earnings ratio would be sufficient for the underwriters to just accept. We decided to pay off our one remaining automobile mortgage. It was with a local credit score union at 3%, so we were slowly paying it off. But if I meant we may refinance our place, then it needed to go.